Best Travel Credit Card for 2022

 

Best Travel Credit Cards for 2022


Before we start on the best travel credit card, we must get familiar with the credit cards and their perks - A credit card is a kind of short-term loan plan that the credit card company offers. It's like buy now and pay later service. You can use the credit card to pay for your goods at the moment, and later you can deposit the amount in the account. This helps you cash handsome benefits, discounts, and several offers that you can use on your next transaction and, of course, to pay for your requirement even while running low on cash at the moment. 



There are various kinds of credit cards for different purposes offered by several companies. For instance, there is a credit card that provides points that you can redeem on your flight booking; some provide for a hotel stay, some provide for shopping, and some for low-cost EMI and so on. Different credit card company also offers different joining bonus that you can use throughout your purchase. To name a few different credit cards- Retail Credit Cards, Credit Cards for Students, Bad Credit or Establishing Credit, Business Credit Cards, Rewards Credit Cards, Charge Cards, Credit Cards for Big Purchases or Transferring Debt, etc.


Similar to these kinds, there are Travel Credit Card that you can use if you are a traveler and can use some flight/hotel booking benefits or some shopping credits. These types of cards let you travel around the world cash-free and are widely accepted with a great joining bonus. These cards also offer points that can be redeemed for the next travel-related purchase and booking. Some charge you the annual fees like all other credit cards, and some don't, and it depends from company to company and the type of card you would like to have. 

Best Travel Credit Card For 2022 in India and Globally:

There are various articles on the internet stating their version of Travel Credit Card For 2022, and it's absolutely correct as per the market. Yet here, we would like to list out all for you in one place:

Travel Credit Card for India:


  • Citi Premier Miles Credit Card for Air Mile Earning with an annual fee of Rs. 3,000

  • Air India SBI Signature Credit Card for Exclusive Benefits with Air India with an annual fee of Rs. 4,999.

  • Axis Bank Vistara Signature Credit Card for Air Vistara Benefits & Lounge Access with an annual fee of Rs. 3,000

  • SBI Card ELITE for Lounge Access, Movies, Dining, and more with an annual fee of Rs. 4,999

  • HDFC Regalia Credit Card for Lounge Access with an annual fee of Rs. 2,500

  • MakeMyTrip ICICI Bank Signature Credit Card for Exclusive Benefits with MakeMyTrip with zero annual fees throughout.

  • IndusInd Bank Legend Credit Card for Reward Points and Lounge Access, again with zero annual fees.

  • HDFC Bank Diners Club Privilege for Lounge Access, Rewards, and Lifestyle with an annual fee of Rs. 2,500

  • Intermiles HDFC Signature Credit Card for Flight Bookings with an annual fee of Rs. 2,500

  • IRCTC SBI Card Premier for Railway Bookings with an annual fee of Rs. 1,499


International Indian Travel Credit Card: 


  • Citibank PremierMiles Credit Card with Rs.3,000 as a joining bonus.

  • HDFC Bank Regalia Credit Card with Rs.2,500 as a joining bonus.

  • Axis Bank Miles & More World Credit Card with Rs.3,500 as a joining bonus.

  • Jet Privilege HDFC Bank World Credit Card with Rs.2,500 as a joining bonus.

  • Air India SBI Platinum Card with Rs.1,499 as a joining bonus.

  • Axis Bank Titanium Smart Traveler Credit Card with Rs.250 as a joining bonus.

  • Yatra SBI Credit Card with Rs.499 as a joining bonus.

Travel Credit Card For International Travel:


  • American Express® Gold Card

  • Capital One Savor Cash Rewards Credit Card, which is Best for Dining.

  • Capital One VentureOne Rewards Credit Card, which is Best for Hotels.

  • Chase Sapphire Reserve® is the Best for Luxury Travel.

  • Discover it® Secured Credit Card, which is the Best for Bad Credit with zero dollar annual fees.


There are some travel credit cards that may provide you with travel insurance or air accident covers. You can always check for that while making deciding on your card. You can also check out Connecting Traveller's recommendation for Best Travel Credit Card for 2022.






Location: India

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